Terms and Conditions for moliaatora.com

These terms outline your rights and responsibilities when using our website and subscription service. By accessing moliaatora.com, you agree to comply with these terms, which are governed by Australian law.

September 19, 2025

Acceptance of terms

By using this site or subscribing to our service, you acknowledge and accept these terms and any changes we may make. Continued use means you agree to abide by all conditions herein.

Definitions

Key terms used throughout these conditions are explained below.

• 'Service' refers to the subscription-based financial planning offered by moliaatora.
• 'User' means any individual who accesses or interacts with moliaatora.com.
• 'Content' includes all information, material, and resources on this website.
• 'Subscription' is the recurring monthly plan for ongoing services.

Service usage

Our service is available to residents of Australia aged 18 or older. You must provide accurate information and comply with all applicable laws.

Eligibility

To use our services, you must be a legal adult in Australia and act on your own behalf. Services are not intended for minors or non-residents.

Proof of eligibility may be required.

User responsibilities

You agree to use this site and service lawfully and respectfully.

• Provide accurate, up-to-date information when subscribing.
• Maintain confidentiality of your login credentials.
• Notify us immediately of any unauthorised access or security breaches.
• Comply with all relevant Australian regulations.

Prohibited uses

Certain activities are not permitted on this site or service.

• Using the site for unlawful, fraudulent, or harmful purposes.
• Attempting to gain unauthorised access to restricted areas or data.
• Transmitting viruses or malicious code through the site.
• Posting or sharing offensive, defamatory, or misleading content.
• Misrepresenting your identity or affiliation.

Intellectual property

All site content, logos, and materials are owned by moliaatora or licensed for our use. You may not reproduce, distribute, or create derivative works without permission.

User content

Any information you submit remains your responsibility. You grant us a licence to use it for service delivery.

Privacy policy and data protection

We handle your data in accordance with our Privacy Policy and Australian regulations. Review the Privacy Policy for details about collection, use, and security of personal information. Read privacy policy

Disclaimer and limitations

Our site provides general information and does not constitute personal advice. Results may vary. See full disclaimer for details.

Limitation of liability

We are not liable for losses or damages arising from use of this site or reliance on its content. Use the service at your own risk.

Indemnification

You agree to indemnify moliaatora against claims arising from your use of the site or service.

Dispute resolution and governing law

All disputes are subject to Australian law and resolution procedures.

Applicable law and jurisdiction

Australian law applies to all terms, disputes, and interpretations.

Termination

We may suspend or terminate your access for breaches of these terms or unlawful conduct.

Modifications

We may update these terms at any time. Continued site use means you accept changes.

Severability

If any term is held invalid, remaining terms remain in effect.

Entire agreement

These terms represent the full agreement between you and moliaatora regarding the use of this site and service.

Contact us with questions

For questions about these terms, contact our support team.